Bank Statement Analysis API
Extract financial intelligence from bank statements in seconds. Automated parsing, income analysis, expense categorization, EMI obligations, and fraud flag detection via API.
Everything You Need
Enterprise-grade features built for speed, security, and scale.
Multi-Format Parsing
PDF, Excel, and net banking statements from 300+ banks parsed automatically.
Income Analysis
Identify salary credits, business income, and irregular deposits with pattern detection.
Transaction Categorization
AI categorizes every transaction — EMI, rent, utilities, entertainment, and more.
Fraud Flags
Detect round-tripping, cash stuffing, and statement tampering automatically.
FOIR & Obligation Check
Auto-compute Fixed Obligations to Income Ratio for credit underwriting decisions.
Real-Time API
Sub-3-second analysis via REST API with JSON response for instant integration.
How It Works
Simple, transparent, and on time — every time.
Assess Requirements
We analyse your business model, compliance needs, existing tech stack, and integration requirements.
Configure & Customise
Platform is configured, white-labelled, and customised to match your workflows and brand identity.
Test & Validate
End-to-end UAT, security testing, performance benchmarking, and compliance validation.
Deploy & Scale
Cloud deployment in 48 hours followed by team training and 90-day hypercare support.
Built for Your Industry
Trusted by teams across every sector that needs Bank Statement AI to work at scale.
Lending & NBFC
Instant income verification and cash-flow analysis for faster, more accurate credit decisions.
Insurance
Income and asset verification for high-value life and health insurance policy underwriting.
Accounting Firms
Auto-categorised transactions feed directly into accounting workflows — zero manual data entry.
Tax Filing
Identify taxable income, TDS deductions, and business expenses from raw bank statements in seconds.
Wealth Management
Client net-worth analysis and portfolio suitability assessment using verified bank data.
HR / Payroll Verification
Salary and employment income verification for background checks and joining formalities.
Trusted by Leading Brands Worldwide
Why 500+ Companies Choose Us
Enterprise-grade technology. Startup-friendly pricing. Global delivery.
48-Hour Deployment
Go live in 48 hours with our pre-built, configurable platforms — not months of custom build.
Bank-Grade Security
ISO 27001, SOC 2 Type II, RBI compliant infrastructure. Your data is protected at every layer.
Global Presence
Offices in India, UAE, Singapore. Serving clients across 16+ countries with 24×7 support.
API-First & White Label
Every product ships with full REST APIs. White-label with your brand in minutes.
Built to Scale
Multi-tenant, cloud-native architecture. From 10 to 10 million users without re-engineering.
Dedicated Support
Your own success manager, SLA-backed uptime, and 90-day hypercare post-launch.
Real Numbers from Real Customers
Measured outcomes reported by Bank Statement AI customers within the first 90 days of deployment.
What took a credit analyst 2 hours is done by AI in under a minute — with more accuracy.
AI parsing eliminates copy-paste errors that cause wrong credit decisions and compliance flags.
Richer cash-flow insights help lenders approve 40% more creditworthy borrowers previously rejected.
No manual format mapping — AI identifies any bank's PDF or Excel format automatically.
Simple, Transparent Pricing
Start free or scale with a plan that fits your business. No hidden fees, ever.
- All bank formats
- JSON output
- Basic categorisation
- API access
- 1000 statements/mo
- Full cash-flow report
- Fraud signals
- Webhook integration
- Unlimited volume
- Custom categories
- Bulk upload
- SLA & dedicated support
Trusted Technologies We Build With
What Our Clients Say
Real results. Real businesses. Real impact across 16 countries.
Globally Recognized & Certified
Frequently Asked Questions
Everything you need to know before getting started.
Ready to Build Something Amazing?
Tell us what you need — we'll get back within 24 hours with a clear plan, timeline, and price.