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Digital Lending

Personal Loan Software

Launch a fully digital personal loan product in weeks. End-to-end platform covering mobile application, credit decisioning, instant disbursal, and automated collections.

personal loan software
10M+
Loan Applications Processed
5 min
Digital Loan Journey
200+
Pincode Coverage
100%
Paperless Process
Key Features

Everything You Need

Enterprise-grade features built for speed, security, and scale.

Mobile-First Apply

Borrower app with digital form, document upload, and real-time status tracking.

Instant Credit Decision

Bureau-based scoring plus custom BRE rules for sub-60-second approval decisions.

eKYC & Video KYC

Aadhaar OTP, DigiLocker, and video KYC for frictionless digital onboarding.

Instant Disbursement

Real-time IMPS/UPI disbursement to borrower account on approval.

NACH Auto-Debit

Automated EMI collection via NACH mandates with bounce management.

Analytics Dashboard

Portfolio health, NPA tracking, and campaign analytics in one dashboard.

Our Process

How It Works

Simple, transparent, and on time — every time.

01
Assess Requirements

We analyse your business model, compliance needs, existing tech stack, and integration requirements.

02
Configure & Customise

Platform is configured, white-labelled, and customised to match your workflows and brand identity.

03
Test & Validate

End-to-end UAT, security testing, performance benchmarking, and compliance validation.

04
Deploy & Scale

Cloud deployment in 48 hours followed by team training and 90-day hypercare support.

Who It's For

Built for Your Industry

Trusted by teams across every sector that needs Personal Loan Software to work at scale.

Digital Lenders

App-first personal loan origination with bureau integration and instant decisioning.

Banks

Digital personal loan journeys for savings account holders with pre-approved offer management.

NBFCs

Full personal loan lifecycle — lead to disbursement to collections — in one integrated platform.

Salary-based Lenders

Employer verification, salary slip analysis, and bulk loan processing for corporate loan programs.

Personal Finance Fintechs

Neo-lender grade origination with alternative data underwriting and app-based servicing.

Credit Card Companies

Personal loan on credit card and balance transfer management for card-linked lending products.

Trusted by Leading Brands Worldwide

Why EnterFirst

Why 500+ Companies Choose Us

Enterprise-grade technology. Startup-friendly pricing. Global delivery.

48-Hour Deployment

Go live in 48 hours with our pre-built, configurable platforms — not months of custom build.

Bank-Grade Security

ISO 27001, SOC 2 Type II, RBI compliant infrastructure. Your data is protected at every layer.

Global Presence

Offices in India, UAE, Singapore. Serving clients across 16+ countries with 24×7 support.

API-First & White Label

Every product ships with full REST APIs. White-label with your brand in minutes.

Built to Scale

Multi-tenant, cloud-native architecture. From 10 to 10 million users without re-engineering.

Dedicated Support

Your own success manager, SLA-backed uptime, and 90-day hypercare post-launch.

Proven Results

Real Numbers from Real Customers

Measured outcomes reported by Personal Loan Software customers within the first 90 days of deployment.

5 min
Complete Loan Application

End-to-end digital flow — Aadhaar OTP, PAN, bureau pull, and offer — in under 5 minutes.

90%
Less Document Collection

Auto-fetched bank statements, bureau reports, and income documents replace manual uploads.

More Approvals Per Analyst

AI decisioning handles straight-through processing — analysts focus only on edge cases.

100%
RBI Digital Lending Compliance

Fully compliant with RBI digital lending guidelines, KFS disclosures, and FLDG norms.

Pricing

Simple, Transparent Pricing

Start free or scale with a plan that fits your business. No hidden fees, ever.

Starter
₹24,999/mo
  • Up to 1000 applications/mo
  • Core LOS
  • Bureau integration
  • MIS
  • Email support
Get Started →
Enterprise
Custom
  • Unlimited volume
  • Custom workflows
  • RBI return filing
  • On-prem option
  • SLA
Get Started →

Trusted Technologies We Build With

React.js Node.js Python Flutter AWS Docker PostgreSQL MongoDB Android iOS / Swift Kubernetes AI / ML
Testimonials

What Our Clients Say

Real results. Real businesses. Real impact across 16 countries.

"EnterFirst's NBFC lending platform cut our loan processing time from 3 days to 4 hours. The RBI compliance features saved us months of regulatory work."

RS
Rajesh SharmaCEO, CapitalFirst NBFC

"The payment gateway went live in 48 hours exactly as promised. Their UAE team provided exceptional support across our Middle East operations."

AK
Ahmed Al-KhalidiCTO, PaySwift UAE

"We launched our stock trading platform in Singapore using EnterFirst's white-label solution. Truly enterprise-grade at a price that made sense for a startup."

LW
Li WeiFounder, TradeVault SG

"Their AI-powered fraud detection system identified anomalies we never caught before. We reduced chargebacks by 62% in the first quarter alone."

PM
Priya MehtaCFO, SecurePay India

"EnterFirst built our entire digital banking infrastructure from scratch. The microservices architecture scales effortlessly as we onboard new markets."

DT
David TanVP Engineering, NeoBank Asia

"Our SEO traffic grew 340% in 6 months with their digital marketing team. The ROI on their services has been phenomenal for our SaaS product."

SK
Sarah KhanMarketing Head, CloudServe

Globally Recognized & Certified

ISO 27001Information Security
SOC 2 Type IISecurity & Availability
RBI CompliantFintech Regulations
NASSCOM MemberTech Industry Body
Startup IndiaDPIIT Recognized
FAQ

Frequently Asked Questions

Everything you need to know before getting started.

Our pre-built platforms deploy in 48 hours. For custom-configured enterprise solutions, typical go-live is 2–4 weeks including setup, testing and team training.

Yes. All fintech and lending products are built with RBI guidelines, SEBI regulations, and international compliance standards (AML, KYC, PCI DSS) baked in.

Absolutely. Every product can be white-labeled with your brand identity — logo, colors, domain, and mobile app name — at no additional cost on enterprise plans.

All plans include 90-day hypercare support, a dedicated account manager, and 24×7 monitoring. Enterprise plans come with SLA-backed 99.9% uptime guarantee.

Yes. All products are API-first with REST/webhook support. We provide integration kits for major banking cores, ERPs, CRMs, and third-party services.
Get Started Today

Ready to Build Something Amazing?

Tell us what you need — we'll get back within 24 hours with a clear plan, timeline, and price.

SOC 2 Type II ISO 27001 RBI Compliant 24×7 Support
Limited Offer
Get 30% OFF on NBFC Lending Suite & Fintech Bundle — Ends March 31, 2026
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