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Buy Now Pay Later

BNPL Platform

Launch your own BNPL product in weeks. White-label platform with merchant onboarding, dynamic credit limits, instant checkout financing, and automated EMI recovery.

bnpl
2M+
BNPL Transactions
₹500Cr+
GMV Enabled
500+
Merchants Onboarded
15 min
Credit Decision Time
Key Features

Everything You Need

Enterprise-grade features built for speed, security, and scale.

Merchant Onboarding

Multi-merchant integration with payment gateway and point-of-sale API connectivity.

Dynamic Credit Limits

Behavioral scoring sets and adjusts credit limits in real time per customer.

Instant Checkout Financing

One-click BNPL at checkout — zero friction for customers, instant settlement for merchants.

Flexible EMI Plans

Offer 3, 6, 9, 12-month zero-cost or low-cost EMI plans to drive conversions.

Automated Collections

NACH, UPI Autopay, and reminder campaigns automate repayment recovery.

Risk & Fraud Engine

ML-based fraud detection and dynamic limit management reduce default risk.

Our Process

How It Works

Simple, transparent, and on time — every time.

01
Assess Requirements

We analyse your business model, compliance needs, existing tech stack, and integration requirements.

02
Configure & Customise

Platform is configured, white-labelled, and customised to match your workflows and brand identity.

03
Test & Validate

End-to-end UAT, security testing, performance benchmarking, and compliance validation.

04
Deploy & Scale

Cloud deployment in 48 hours followed by team training and 90-day hypercare support.

Who It's For

Built for Your Industry

Trusted by teams across every sector that needs BNPL Platform to work at scale.

E-commerce

Offer pay-later at checkout to increase conversion and average order value on your platform.

Consumer Electronics

Enable 3/6/12-month no-cost EMI on high-ticket gadgets without merchant-side integration complexity.

Healthcare

Patient financing for elective procedures — hospitals get paid upfront, patients pay in installments.

Travel & Hospitality

BNPL for flight, hotel, and package bookings with flexible repayment tied to trip dates.

Education & EdTech

Student financing for courses and tuition fees — monthly deductions aligned with stipend dates.

Retail & Fashion

Instant credit for fashion and lifestyle purchases with same-day approval and card-free checkout.

Trusted by Leading Brands Worldwide

Why EnterFirst

Why 500+ Companies Choose Us

Enterprise-grade technology. Startup-friendly pricing. Global delivery.

48-Hour Deployment

Go live in 48 hours with our pre-built, configurable platforms — not months of custom build.

Bank-Grade Security

ISO 27001, SOC 2 Type II, RBI compliant infrastructure. Your data is protected at every layer.

Global Presence

Offices in India, UAE, Singapore. Serving clients across 16+ countries with 24×7 support.

API-First & White Label

Every product ships with full REST APIs. White-label with your brand in minutes.

Built to Scale

Multi-tenant, cloud-native architecture. From 10 to 10 million users without re-engineering.

Dedicated Support

Your own success manager, SLA-backed uptime, and 90-day hypercare post-launch.

Proven Results

Real Numbers from Real Customers

Measured outcomes reported by BNPL Platform customers within the first 90 days of deployment.

40%
Higher Cart Conversion

BNPL option at checkout reduces cart abandonment and converts fence-sitters into buyers.

25%
Higher Average Order Value

Customers spend 25% more per order when given the option to pay in installments.

3 min
Merchant Onboarding

Merchants go live in 3 minutes with a widget embed — no complex banking integrations required.

100%
RBI Compliant

Fully compliant with RBI digital lending guidelines including fair practice code and grievance.

Pricing

Simple, Transparent Pricing

Start free or scale with a plan that fits your business. No hidden fees, ever.

Starter
0%setup
  • Up to ₹1Cr GMV/mo
  • 3 repayment plans
  • Basic dashboard
  • Standard support
Get Started →
Enterprise
Custom
  • Unlimited GMV
  • White-label
  • BRE customization
  • Co-lending option
  • SLA
Get Started →

Trusted Technologies We Build With

React.js Node.js Python Flutter AWS Docker PostgreSQL MongoDB Android iOS / Swift Kubernetes AI / ML
Testimonials

What Our Clients Say

Real results. Real businesses. Real impact across 16 countries.

"EnterFirst's NBFC lending platform cut our loan processing time from 3 days to 4 hours. The RBI compliance features saved us months of regulatory work."

RS
Rajesh SharmaCEO, CapitalFirst NBFC

"The payment gateway went live in 48 hours exactly as promised. Their UAE team provided exceptional support across our Middle East operations."

AK
Ahmed Al-KhalidiCTO, PaySwift UAE

"We launched our stock trading platform in Singapore using EnterFirst's white-label solution. Truly enterprise-grade at a price that made sense for a startup."

LW
Li WeiFounder, TradeVault SG

"Their AI-powered fraud detection system identified anomalies we never caught before. We reduced chargebacks by 62% in the first quarter alone."

PM
Priya MehtaCFO, SecurePay India

"EnterFirst built our entire digital banking infrastructure from scratch. The microservices architecture scales effortlessly as we onboard new markets."

DT
David TanVP Engineering, NeoBank Asia

"Our SEO traffic grew 340% in 6 months with their digital marketing team. The ROI on their services has been phenomenal for our SaaS product."

SK
Sarah KhanMarketing Head, CloudServe

Globally Recognized & Certified

ISO 27001Information Security
SOC 2 Type IISecurity & Availability
RBI CompliantFintech Regulations
NASSCOM MemberTech Industry Body
Startup IndiaDPIIT Recognized
FAQ

Frequently Asked Questions

Everything you need to know before getting started.

Our pre-built platforms deploy in 48 hours. For custom-configured enterprise solutions, typical go-live is 2–4 weeks including setup, testing and team training.

Yes. All fintech and lending products are built with RBI guidelines, SEBI regulations, and international compliance standards (AML, KYC, PCI DSS) baked in.

Absolutely. Every product can be white-labeled with your brand identity — logo, colors, domain, and mobile app name — at no additional cost on enterprise plans.

All plans include 90-day hypercare support, a dedicated account manager, and 24×7 monitoring. Enterprise plans come with SLA-backed 99.9% uptime guarantee.

Yes. All products are API-first with REST/webhook support. We provide integration kits for major banking cores, ERPs, CRMs, and third-party services.
Get Started Today

Ready to Build Something Amazing?

Tell us what you need — we'll get back within 24 hours with a clear plan, timeline, and price.

SOC 2 Type II ISO 27001 RBI Compliant 24×7 Support
Limited Offer
Get 30% OFF on NBFC Lending Suite & Fintech Bundle — Ends March 31, 2026
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