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Project Showcase

A detailed look at how we designed, built, and deployed this solution — from concept to production.

portfolio detail
Client:FinCore Financial Services
Industry:NBFC / Lending
Timeline:18 Weeks
Year:2024
FinCore Platform Dashboard

Project Overview

FinCore Financial Services approached EnterFirst with a critical operational problem: their legacy lending system was built on spreadsheets and a 15-year-old desktop application. Processing a single loan application required 14 manual steps across 6 departments, resulting in an average TAT of 8 days and a rejection rate of 34% due to incomplete documentation.

EnterFirst designed and delivered FinCore — a complete digital lending platform — in 18 weeks. The platform handles the entire loan lifecycle from lead capture to disbursement, with real-time credit scoring, automated KYC, and a mobile app for both loan officers and borrowers.

The Challenge

Manual data entry across 6 disparate systems with no central source of truth
8-day average loan TAT causing significant borrower drop-off at application stage
No credit bureau integration — underwriting done manually from PDF statements
Compliance reporting took 2 days per month with high risk of RBI audit failures
Field officers had no mobile access — required physical branch visits for status updates
Collection team had no visibility into defaulter status or scheduled follow-ups

Our Solution

EnterFirst delivered a comprehensive 8-module lending platform:

Lead & Application Portal
Self-service borrower application with document upload
eKYC & Video KYC
Aadhaar OTP + Video KYC per RBI 2024 guidelines
Automated Credit Engine
CIBIL + Experian integration with custom BRE scoring
Disbursement & eSign
UPI/NEFT disbursement with digital loan agreement signing
Collections Dashboard
Automated follow-up, payment links, NPA management
Field Officer Mobile App
Android app with offline-first data sync capability
MIS & Reporting
Auto-generated RBI quarterly reports and board MIS
Admin Portal
Role-based access for 200+ users across 5 branches

Platform Screenshots

Dashboard
Admin Dashboard — Loan Pipeline View
Application Form
Borrower Application Form — Step 2 KYC
Credit Score
Automated Credit Scoring Engine
Collections
Collections Dashboard — EMI Tracking
Mobile App
Field Officer Mobile App — Lead Capture

Results Achieved

0
% Reduction in Loan TAT
0
K+ Monthly Applications
0
% Platform Uptime
0
% NPA Reduction

Technology Stack

React.js Node.js / NestJS PostgreSQL Redis AWS (EC2, RDS, S3) React Native Flutter (Mobile) CIBIL API eSign API Docker / K8s GitHub Actions CI/CD

"EnterFirst delivered exactly what they promised — on time, on budget, with exceptional quality. The platform handled our peak load of 5,000 applications on day 1 without a single issue. What impressed us most was their deep understanding of NBFC compliance requirements."

Client
Aditya Bhargava
CEO, FinCore Financial Services
Project Details
  • ClientFinCore Financial
  • IndustryNBFC / Lending
  • Timeline18 Weeks
  • Team Size12 Engineers
  • PlatformWeb + Mobile
  • CompletedQ2 2024
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